It’s not easy to get Moroccan Dirham outside the country as it is a closed currency. Those who succeeded have paid heavy commissions for banks.
There are ATMs everywhere in the country, exchange points, banks, and many businesses/shops/restaurants nowadays accept cards mostly with a 5% transaction fee. The best place to exchange money with high rate is the touristic areas.
The Moroccan Dirham (MAD) is the currency of Morocco. Made up of 100 centimes per unit, the currency is issued by the Bank Al-Maghrib (Morocco’s central bank). Historically, the Moroccan Dirham originates from the Byzantine Empire’s Drachm, and was used in Arabia and the Levant in pre-Islamic times. The name “Dirham” stems from the Roman word “denarius” .
Credit cards are widely used in Morocco in hotels, many shops, restaurants, and cafes. Most stores in markets accept credit cards. The most common types of credit cards used in Morocco are Visa, Master Card, and American Express.